Build a Plan of Action and Get Ready

Buying a home will probably rank as one of the biggest personal investments one can make. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there.

First, ask yourself how much you can afford to pay for a home. If you’re not sure about the price range, find a lender and get pre-approved. This will alleviate some of the anxieties that come with home buying since you will know exactly what you qualify for and at what rate. Pre-approval will also let you know how large your monthly mortgage payments will be, and what you will need for a down payment. 

Avoid the frustration of finding homes that you think are perfect, but are not in your price range. 

Second, ask yourself where you want to live and what the best location for you and/or your family is. Things to consider:

 

Homes for Families

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MLS # 202121958
Coldwell Banker Real Estate Group, Joyce Swartz

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MLS # 202130056
Ness Bros. Realtors & Auctioneers, Andy Eckert

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MLS # 202130125
Ideal REALTORS, Lacey Caffee

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MLS # 202130571
Encore Sotheby's International Realty, Lynn Reecer

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MLS # 202131103
CENTURY 21 Bradley Realty, Inc, Cindy Garrett

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MLS # 202131749
Keller Williams Thrive South, Natasha Hernandez

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MLS # 202127662
Steffen Group, Brandon Steffen

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MLS # 202046611
North Eastern Group Realty, Patrick Doyle

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MLS # 202027245
Direct Realty, Jasmin Halimanovic

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MLS # 202130395
Anchor Realty & Auction Inc Lake James, David Hardiek

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MLS # 202127617
Hosler Realty Inc - Kendallville, Deanna Pomeroy

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MLS # 202129738
ReMaxImagine, Steven Kennedy

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Sellers to Avoid

Not every seller is as genuinely motivated as they make themselves out to be.

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Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting in a home.

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There are some sellers that you should avoid.

It is impossible to find the perfect seller. But it is possible to find out which sellers are legit and which ones aren’t. Here are some possible hints:

 

The Importance of a Home Inspection

When considering potential homes, don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying an existing home or a new one. An inspection is an opportunity to have an expert look closely at the property you are considering purchasing and getting both an oral and written opinion as to its condition.

Beforehand, make sure the report will be done by a professional organization, such as a local trade organization or a national trade organization such as ASHI (American Society of Home Inspection). Not only should you never skip an inspection, but also you should be present with the inspector during the inspection. This gives you a chance to ask questions about the property and get answers that are not biased. In addition, the oral comments are typically more revealing and detailed than what you will find on the written report. Once the inspection is complete, review the inspection report carefully.

You have to demand an inspection when you present your offer. It must be written in as a contingency. If you do not approve the inspection report, then do not buy the home. Most real estate contracts automatically provide an inspection contingency.